Income is not necessarily stable. For a number of reasons, earning income can become disrupted abruptly: loss of job, underemployment or medical emergencies, even a nonmedical economic downturn. Financial distress grows fast when income suddenly drops. This is where financial cushioning becomes important. Financial buffering is the process of creating assets (that are accessible) to smooth shocks to income. Instead…

Managing money used to mean opening up your bank statement at the end of the month. Total reversal of that thanks to technology now. Check real-time personal finance tracking, check your income, expense, saving and investment balance on-the-go! Instead of a monthly summary, users are continuously updated on every transaction in real time. This push toward real-time visibility is…